I’m living with a friend, Elle, that is a sweet lady but honestly she’s a bit too trusting/naive to handle her finances properly. I’ve been trying to help her Devin Booker Game Face WHT shirt (and honestly I’m happy to help her since it’s helping me learn more about finances in general) but the more we get into her finances the more I realize that her youngest daughter (and her kids) are at the root of most of her financial problems. Elle’s daughter and SIL are in their forties. They have 4 kids, 2 of which are already moved out and in college. The other two are over 14yr.
Without going in too many details, Elle’s daughter and SIL have run up debts/bills in Elle’s name and then not paid them. So the bills go to collections and Elle’s credit is pretty bad now. Elle put her granddaughter’s car insurance under her own name to help her get a better discount. But now Elle can’t get car insurance in a new state because her granddaughter got into a couple of accidents and they’re cancelling her policy altogether. Elle stresses that she can’t afford an extra $20, $30, $50 a month for certain services but then I look at her Amazon account and see that she’s been spending a couple hundred dollars monthly for her younger grandkids on things like game cards and costumes.